WageGuard 
Welcome To Wage Guard
Accident Only Disability Insurance Solution
Wage Guard is a specialized disability insurance product designed to protect income if a policyholder is unable to work due to an accident. Powered by Max Financial and underwritten by Humania, this removes the complexities of traditional disability insurance, offering instant approvals and a hassle-free way to safeguard earnings.
20 year
Refund Rider
10000
Death Benifit
2500
No Coordination Monthly Benifits
Core Features of Wage Guard
Get Disability Solutions With Us
Why Wage Guard As Your Partner?
Advantages Of Wage Guard
Approx 15-minute application process. No medical exams or fluid tests, just one health question.
No coordination of benefits for coverage amounts up to $2,500 per month for the first 36 months.
Policy renewals up to age 100.
An optional 20-year refund rider allows for the return of 50%, 75%, or up to 100% of paid premiums if no claims are made during the period.
Policies include a built-in death benefit equal to five times the monthly benefit (up to a $10,000 maximum) and a premium waiver during periods of disability.
4 Steps to Success
The Partnership Process
Step 01
- Easy E-Onboarding in minutes
- Pre-Screening to Contract Approvals 48 to 72 hours
- Top-tier Compensation
- MGA Preferred Partnerships
Step 02
- Top-notch industry training
- Scale your revenue with expert-led training
- Pedagogical learning to establish a needs-based approach
- Get CE – Credits
Step 03
- AI-powered CRM
- Business Marketing System
- Compliance-ready Business Processing
Step 04
- Ongoing Mentorship
- 1000s of case studies
- Exclusive Access to Elite Advisory
- High closing ratios
Wage Guard Income Protection (Accident Only)
Our Disability Insurance Solution For:
Partnership Opportunities
Disability Insurance Coverage
Clients Testimonials
What Our Partners Say About WageGuard
Michael Ross
Insurance Agent
“Partnering with WageGuard has been a game-changer for my agency. Their disability products are incredibly easy to explain to clients, and the fast-issue process through Humania means my clients get the protection they need without the typical medical delays. It’s a seamless addition to my portfolio. “
Jacob Leonardo
Sarah Jenkins
Senior Benefits Consultant
“In the disability insurance world, the claim experience is everything. WageGuard’s partnership with Humania Assurance gives my clients peace of mind knowing they are backed by a provider with a stellar track record. The digital submission process is intuitive, and the support team is always responsive to my brokers' needs. “
Jacob Leonardo
David Chen
Insurance Agent
“Finding quality income replacement for my self-employed and contract-worker clients used to be a struggle. WageGuard has filled that gap perfectly. Their simplified underwriting allows me to secure coverage for business owners who usually get turned away by larger carriers. It’s significantly grown my book of business this year. “
Jacob Leonardo
