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Your Clients Can Now Protect Their Most Valuable Asset - Their Income

Learn More About Your Coverage Options

Download our comprehensive partner presentation for a transparent, deep-dive look at our plans. Learn the startling statistics behind income vulnerability, review real-world claim scenarios, and see step-by-step how easy it is to customize a policy that perfectly fits your budget and lifestyle. Don't leave your financial security to chance, get the facts today.

PRESENTATION FOR OUR PARTNERS

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Why You Should Partner With Wage Guard

AI-Driven Underwriting Process

15 Mints

Issuance Time

20 years

Refund Rider

15000

Death Benifits

2500

No Coordination Monthly Benifits

15 years

Insurance Experience
Innovation To Enhance Customer Experience

Case Studies

Discover how Wage Guard delivers simple, reliable income protection where traditional insurance falls short. From self-employed creatives and hardworking newcomers to commercial drivers and seasoned professionals, see how easy it is for real people to secure their livelihoods.

New to Canada, Working, and Studying? With Wage Guard, Income Protection is Finally Possible.

Case of Nicolas, 30 years old

Nicolas is a dedicated bartender earning $35,000 a year, balancing exhausting shifts with evening classes while building his life in Canada on a temporary work permit. Despite his hard work and responsibility, traditional insurance companies shut him out due to rigid residency rules, student status, and occupation classes—leaving him to believe that protecting his livelihood was simply impossible. Wage Guard was built to break down these exact barriers, allowing ambitious newcomers like Nicolas to secure fast, reliable income protection in under 15 minutes, so they can focus on their shifts, studies, and future with complete peace of mind.

Wage guards offered as low as $25.97 /monthly - $2,200, 90 day wait & to age 70 BP
Lost Your Group Benefits? Transition Seamlessly to Freelance Coverage with Wage Guard.

Case of Patrick, 45 years old

For years, Patrick relied on the safety net of his employer’s group insurance, but when his company discontinued the plan, he was left exposed. Now a self-employed freelance photographer earning $50,000 a year, Patrick works from his home studio and smokes marijuana daily—credentials that would trigger immediate medical premium hikes, lifestyle exclusions, or flat-out rejections from traditional carriers. Wage Guard eliminates the stress of losing corporate benefits by offering an instant, non-discriminatory alternative with zero medical exams, no premium penalties for cannabis use, and full acceptance for home-based creative professionals, ensuring Patrick's income remains protected without missing a beat.

Wage guards offered as low as $28.27 /monthly
- Accident Only
- $2,500, 90 day, age 70 BP
High-Earning Trucker with Managed Diabetes? Protect Your Six-Figure Income Instantly with Wage Guard.

Case of Paul, 55 years old

Paul is a successful commercial truck driver earning a robust $150,000 a year, keeping our essential supply chains moving while securing a great living. While he is active and healthy overall, Paul’s physical build (6’0” and 285 lbs) and Type 2 diabetes diagnosis make him an immediate target for sky-high premium ratings, invasive medical exams, or outright denials from traditional disability insurers who deem his occupation and health profile "too high-risk". Wage Guard changes the game by stripping away discriminatory medical underwriting and complex build charts. With a single-question application, guaranteed acceptance for transport professionals, and no premium penalties for manageable chronic conditions, Wage Guard ensures high-earning drivers like Paul can safeguard their hard-earned livelihoods online in under 15 minutes.

Wage guards offered as low as $174.16/monthly
- ACCIDENT ONLY
- $6,000
- 90 day way
- To age 70 BP
Transitioning Off Group Disability? Protect Your $100k Accountant Income Instantly with Wage Guard.

Case of Edward, 67 years old

Edward is a highly active, healthy professional earning $100,000 a year as an accountant, but because of age or policy limitations under his employer's group plan, his corporate disability coverage has officially ended. Although he is in great shape, his everyday health conditions—high blood pressure and cholesterol, both perfectly controlled with treatment—would flag him for invasive medical exams, exhaustive medical histories, and steep premium hikes under traditional private underwriting. Wage Guard strips away the corporate red tape by offering a zero-exam, hassle-free application that welcomes controlled, common health conditions, allowing seasoned professionals like Edward to easily safeguard their six-figure livelihoods online in under 15 minutes.

Wage guards offered as low as $43.44 /monthly
- $5,200 MIB, 90 day wait & to age 70 BP
For Those Who May Struggle To Qualify For Traditional Disability Insurance

Sell to Clients Others Can’t Reach

Plumbing / Electrical Workers
Self-Employment / Students
Truck Drivers / Couriers / Contractors
Construction / Seasonal Workers
Farmers / Fishers / Others Profession
Small, Medium, Large Businesses
Freelancers / Etertainers / Part-time
Pre-Existing Health Conditions
Flexible benefits for small businesses & self-employed individuals. No complicated plans. Just simple coverage.

Latest Portfolio

The Blue-Collar Blind Spot: Why Traditional Disability Insurance Turns Away the Clients Who Need It Most

The 15-Minute Close: Why Speed-to-Issue Is Becoming Your Biggest Sales Advantage

2026 Disability Insurance Outlook: Staying Ahead of Rising Benefit Costs

The “Gig” Gap: Why 35% of the Canadian Workforce Is Your Most Underserved Book of Business

Physical Health & Disability: Navigating the 40% Claim Threshold

Need Any Help? Or Looking For an Agent

1-833-629-9243
info@wageguard.ca
Working Hours : Mon - Friday, 9:00 am - 6:00 pm
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